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Electrical Welfare Trust Fund

A Guide to Your Family Health Benefits

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Important Information about the EWTF Health and Welfare Plan

A Guide to Your Family Health Benefits

Important Information about the EWTF Health and Welfare Plan

Filing Your Benefits Claims
Claims and Appeals Procedure
Recovery for Third Party Liability (Subrogation)
Recovery Incentive Program
Coordination of Benefits
Coordination of Benefits with Medicare

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To All Participants
Board of Trustees
Summary of Benefits
Prior Authorization
Summary of Benefits for H Plan Employees
How the EWTF Plan Works
Your Health Care Benefits
Accident, Disability, Occupational Disability and Death Benefits
Important Information about the EWTF Health and Welfare Plan
Your Privacy Rights
Your ERISA Rights
Patient Protection and Affordable Care Act (PPACA)
EWTF Business Associates Contact Information
Appendix
Important Contact Information

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